{"id":6009,"date":"2024-07-30T13:58:32","date_gmt":"2024-07-30T04:58:32","guid":{"rendered":"https:\/\/www.sbs-mhc.co.jp\/column\/?p=6009"},"modified":"2024-11-18T10:41:52","modified_gmt":"2024-11-18T01:41:52","slug":"%e9%9d%99%e5%b2%a1%e7%9c%8c%e6%9d%b1%e9%83%a8%e3%83%bb%e4%bc%8a%e8%b1%86%e3%81%a7%e3%81%ae%e5%ae%b6%e3%81%a5%e3%81%8f%e3%82%8a%e3%81%ae%e8%b2%bb%e7%94%a8%e7%9b%b8%e5%a0%b4%e3%83%bb%e7%89%b9%e5%be%b4","status":"publish","type":"post","link":"https:\/\/www.sbs-mhc.co.jp\/column\/moneyplan\/%e9%9d%99%e5%b2%a1%e7%9c%8c%e6%9d%b1%e9%83%a8%e3%83%bb%e4%bc%8a%e8%b1%86%e3%81%a7%e3%81%ae%e5%ae%b6%e3%81%a5%e3%81%8f%e3%82%8a%e3%81%ae%e8%b2%bb%e7%94%a8%e7%9b%b8%e5%a0%b4%e3%83%bb%e7%89%b9%e5%be%b4\/","title":{"rendered":"\u9759\u5ca1\u770c\u6771\u90e8\u30fb\u4f0a\u8c46\u3067\u306e\u5bb6\u3065\u304f\u308a\u306e\u8cbb\u7528\u76f8\u5834\u30fb\u7279\u5fb4\u3092\u3054\u7d39\u4ecb"},"content":{"rendered":"<p>\u9759\u5ca1\u770c\u6771\u90e8\u306f\u9996\u90fd\u570f\u30781\u6642\u9593\u7a0b\u5ea6\u3067\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u305f\u3081\u901a\u52e4\u30fb\u901a\u5b66\u306b\u3082\u4fbf\u5229\u3067\u3059\u3002\u9759\u5ca1\u770c\u6771\u90e8\u30fb\u4f0a\u8c46\u30a8\u30ea\u30a2\u3067\u306e\u5bb6\u3065\u304f\u308a\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u65b9\u5411\u3051\u306b\u3001\u6ce8\u6587\u4f4f\u5b85\u306e\u8cbb\u7528\u76f8\u5834\u3084\u3001\u30a8\u30ea\u30a2\u3054\u3068\u306e\u7279\u5fb4\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<p>\u9759\u5ca1\u770c\u6771\u90e8\u306f\u4e00\u5e74\u3092\u901a\u3057\u3066\u6e29\u6696\u306a\u6c17\u5019\u306b\u6075\u307e\u308c\u3001\u8c4a\u304b\u306a\u81ea\u7136\u306b\u56f2\u307e\u308c\u3066\u751f\u6d3b\u3067\u304d\u308b\u30a8\u30ea\u30a2\u3067\u3059\u3002\u9996\u90fd\u570f\u3078<span>1<\/span>\u6642\u9593\u7a0b\u5ea6\u3067\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u305f\u3081\u3001\u901a\u52e4\u30fb\u901a\u5b66\u570f\u5185\u3068\u3057\u3066\u306e\u9078\u629e\u80a2\u306b\u5165\u308a\u307e\u3059\u3002\u5b50\u3069\u3082\u3068\u697d\u3057\u3044\u6642\u9593\u3092\u904e\u3054\u305b\u308b\u30b9\u30dd\u30c3\u30c8\u3084\u516c\u5712\u3082\u591a\u6570\u3042\u308a\u3001\u5b50\u80b2\u3066\u4e16\u4ee3\u306b\u3082\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<p><span>\u00a0<\/span>\u3057\u304b\u3057\u3001\u3072\u3068\u3053\u3068\u3067\u9759\u5ca1\u770c\u6771\u90e8\u3068\u3044\u3063\u3066\u3082\u3001\u30a8\u30ea\u30a2\u3054\u3068\u306b\u7279\u5fb4\u304c\u3042\u308a\u3001\u4f4f\u5b85\u5efa\u8a2d\u306e\u8cbb\u7528\u306e\u76ee\u5b89\u3082\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><span>\u00a0<\/span>\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u9759\u5ca1\u770c\u6771\u90e8\u30fb\u4f0a\u8c46\u30a8\u30ea\u30a2\u3067\u6ce8\u6587\u4f4f\u5b85\u3092\u5efa\u7bc9\u3059\u308b\u969b\u306e\u8cbb\u7528\u306e\u76f8\u5834\u3084\u3001\u30a8\u30ea\u30a2\u3054\u3068\u306e\u7279\u5fb4\u3092\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<div class=\"columIndex\">\n<h4>\uff1c\u76ee\u6b21\uff1e<\/h4>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><a href=\"#1\"><strong>\u9759\u5ca1\u770c\u6771\u90e8\u30fb\u4f0a\u8c46\u30a8\u30ea\u30a2\u306e\u7279\u5fb4<\/strong><\/a><\/li>\n<li><a href=\"#2\"><strong>\u9759\u5ca1\u770c\u6771\u90e8\u30fb\u4f0a\u8c46\u30a8\u30ea\u30a2\u306e\u8cbb\u7528\u76f8\u5834\u30fb\u7279\u5fb4<\/strong><\/a><\/li>\n<li><a href=\"#3\"><strong>\u9759\u5ca1\u770c\u5168\u4f53\u306e\u5bb6\u3065\u304f\u308a\u5e73\u5747\u76f8\u5834\u30fb\u7279\u5fb4<\/strong><\/a><\/li>\n<li><a href=\"#4\"><strong>\u9759\u5ca1\u6771\u90e8\u30fb\u4f0a\u8c46\u30a8\u30ea\u30a2\u3067\u5bb6\u3065\u304f\u308a\u3059\u308b\u306a\u3089\u307e\u305a\u306f\u5c55\u793a\u5834\u3078<\/strong><\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<h2 id=\"1\"><strong>\u9759\u5ca1\u770c\u6771\u90e8\u30fb\u4f0a\u8c46\u30a8\u30ea\u30a2\u306e\u7279\u5fb4<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/2-1.jpg\" alt=\"\" width=\"1260\" height=\"840\" class=\"alignnone size-full wp-image-6011\" srcset=\"https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/2-1.jpg 1260w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/2-1-70x47.jpg 70w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/2-1-140x93.jpg 140w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/2-1-500x333.jpg 500w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/2-1-716x477.jpg 716w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/2-1-600x400.jpg 600w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/2-1-830x553.jpg 830w\" sizes=\"auto, (max-width: 1260px) 100vw, 1260px\" \/><\/p>\n<p>\u9759\u5ca1\u770c\u6771\u90e8\u5730\u57df\u306f\u3001\u71b1\u6d77\u5e02\u3001\u4f0a\u6771\u5e02\u3001\u5fa1\u6bbf\u5834\u5e02\u3001\u4f0a\u8c46\u306e\u56fd\u5e02\u3001\u4f0a\u8c46\u5e02\u3001\u5bcc\u58eb\u5bae\u5e02\u3001\u5bcc\u58eb\u5e02\u3001\u6cbc\u6d25\u5e02\u3001\u4e09\u5cf6\u5e02\u3001\u6e05\u6c34\u753a\u3001\u51fd\u5357\u753a\u3001\u88fe\u91ce\u5e02\u3001\u5c0f\u5c71\u753a\u3001\u9577\u6cc9\u753a\u306e<span>14<\/span>\u306e\u5e02\u753a\u304b\u3089\u6210\u308a\u7acb\u3063\u3066\u3044\u308b\u30a8\u30ea\u30a2\u3067\u3059\u3002<\/p>\n<p><span>\u00a0<\/span>\u5e74\u9593\u3092\u901a\u3057\u3066\u6e29\u6696\u306a\u6c17\u5019\u306b\u6075\u307e\u308c\u3001\u307f\u304b\u3093\u3084\u3044\u3061\u3054\u3001\u308f\u3055\u3073\u3001\u6d77\u7523\u7269\u3068\u3044\u3063\u305f\u65b0\u9bae\u306a\u98df\u6750\u304c\u9b45\u529b\u3067\u3059\u3002<\/p>\n<p><span>\u00a0<\/span>\u3053\u306e\u30a8\u30ea\u30a2\u306b\u306f\u3001\u300c\u5bcc\u58eb\u5c71\u300d\u3068\u300c\u97ee\u5c71\u53cd\u5c04\u7089\u300d\u306e<span>2<\/span>\u3064\u306e\u4e16\u754c\u907a\u7523\u304c\u5b58\u5728\u3057\u3001\u6e90\u983c\u671d\u3092\u306f\u3058\u3081\u3068\u3057\u305f\u938c\u5009\u6642\u4ee3\u306e\u6b74\u53f2\u907a\u7523\u3082\u591a\u6570\u6b8b\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u304b\u3089\u3001\u91cd\u307f\u306e\u3042\u308b\u6b74\u53f2\u306e\u606f\u9063\u3044\u304c\u611f\u3058\u3089\u308c\u307e\u3059\u3002<\/p>\n<p><span>\u00a0<\/span>\u307e\u305f\u3001\u4f0a\u8c46\u534a\u5cf6\u3084\u7bb1\u6839\u3068\u3044\u3063\u305f\u56fd\u5185\u3067\u3082\u6709\u6570\u306e\u6e29\u6cc9\u5730\u3082\u8fd1\u96a3\u306b\u3042\u308a\u3001\u30ea\u30e9\u30af\u30bc\u30fc\u30b7\u30e7\u30f3\u3092\u6c42\u3081\u3066\u591a\u304f\u306e\u89b3\u5149\u5ba2\u304c\u8a2a\u308c\u307e\u3059\u3002<\/p>\n<p><span>\u00a0<\/span>\u9996\u90fd\u570f\u304b\u3089\u306e\u30a2\u30af\u30bb\u30b9\u3082\u826f\u597d\u3067\u3001\u6771\u6d77\u9053\u65b0\u5e79\u7dda\u3092\u5229\u7528\u3057\u3066\u6771\u4eac\u304b\u3089\u71b1\u6d77\u307e\u3067\u6700\u77ed<span>36<\/span>\u5206\u3067\u5230\u7740\u53ef\u80fd\u3067\u3059\u3002\u81ea\u52d5\u8eca\u306a\u3089\u6771\u540d\u9ad8\u901f\u9053\u8def\u3092\u5229\u7528\u3057\u3001\u6771\u4eac<span>IC<\/span>\u304b\u3089\u5fa1\u6bbf\u5834<span>IC<\/span>\u30fb\u6cbc\u6d25<span>IC<\/span>\u307e\u3067<span>1<\/span>\u6642\u9593\u7a0b\u5ea6\u3067\u3059\u3002\u9996\u90fd\u570f\u3078\u3082\u554f\u984c\u306a\u304f\u901a\u52e4\u30fb\u901a\u5b66\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p><span>\u00a0<\/span><\/p>\n<h2 id=\"2\"><strong>\u9759\u5ca1\u770c\u6771\u90e8\u30fb\u4f0a\u8c46\u30a8\u30ea\u30a2\u306e\u8cbb\u7528\u76f8\u5834\u30fb\u7279\u5fb4<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/3-1.jpg\" alt=\"\" width=\"1260\" height=\"840\" class=\"alignnone size-full wp-image-6012\" srcset=\"https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/3-1.jpg 1260w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/3-1-70x47.jpg 70w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/3-1-140x93.jpg 140w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/3-1-500x333.jpg 500w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/3-1-716x477.jpg 716w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/3-1-600x400.jpg 600w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/3-1-830x553.jpg 830w\" sizes=\"auto, (max-width: 1260px) 100vw, 1260px\" \/><\/p>\n<p>\u6771\u90e8\u30a8\u30ea\u30a2\u306e\u4e3b\u8981\u306a\u5e02\u306b\u3064\u3044\u3066\u3001\u4f4f\u5b85\u3092\u5efa\u3066\u308b\u969b\u306e\u76f8\u5834\u3068\u30a8\u30ea\u30a2\u306e\u7279\u5fb4\u3092\u7d39\u4ecb\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u306a\u304a\u3001\u8cbb\u7528\u306e\u76f8\u5834\u306f\u3001<span>40<\/span>\u576a\uff08\u7d04<span>132<\/span>\u33a1\uff09\u306e\u571f\u5730\u306b<span>30<\/span>\u576a\uff08\u7d04<span>99<\/span>\u33a1\uff09\u306e\u4f4f\u5b85\u3092\u5efa\u3066\u308b\u5834\u5408\u3092\u60f3\u5b9a\u3057\u3001\u4f4f\u5b85\u5efa\u7bc9\u8cbb\u306f<span>3,000<\/span>\u4e07\u5186\u3068\u3057\u3066\u8a66\u7b97\u3057\u307e\u3059\u3002<\/p>\n<table border=\"1\" style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 100%;\">\n<p>\u3010\u76f8\u5834\u306e\u7b97\u51fa\u65b9\u6cd5\u3011<br \/>\n\u30fb40\u576a\uff08\u7d04132\u33a1\uff09\u306e\u571f\u5730\u306b30\u576a\uff08\u7d0499\u33a1\uff09\u306e\u4f4f\u5b85\u3092\u5efa\u3066\u308b\u5834\u5408\u3068\u3059\u308b<br \/>\n\u30fb\u8a08\u7b97\u5f0f\u306f\u300c<u>\u5404\u5e02\u753a\u306e\u5e73\u5747\u576a\u5358\u4fa1\u00d740\u576a+\u4f4f\u5b85\u5efa\u7bc9\u8cbb3,000\u4e07\u5186(\u203b)\u300d<\/u>\u3068\u3059\u308b<\/p>\n<p>\u203b<a 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id=\"3\"><strong>\u9759\u5ca1\u770c\u5168\u4f53\u306e\u5bb6\u3065\u304f\u308a\u5e73\u5747\u76f8\u5834\u30fb\u7279\u5fb4<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/4-1.jpg\" alt=\"\" width=\"1260\" height=\"840\" class=\"alignnone size-full wp-image-6013\" srcset=\"https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/4-1.jpg 1260w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/4-1-70x47.jpg 70w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/4-1-140x93.jpg 140w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/4-1-500x333.jpg 500w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/4-1-716x477.jpg 716w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/4-1-600x400.jpg 600w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2024\/09\/4-1-830x553.jpg 830w\" sizes=\"auto, (max-width: 1260px) 100vw, 1260px\" \/><\/p>\n<p>\u9759\u5ca1\u770c\u5168\u4f53\u306e\u5bb6\u3065\u304f\u308a\u306e\u76f8\u5834\u3084\u7279\u5fb4\u306b\u3064\u3044\u3066\u3082\u78ba\u8a8d\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u9759\u5ca1\u770c\u306e\u516c\u793a\u5730\u4fa1\u306f\u5e73\u5747<span>8<\/span>\u4e07<span>8,824<\/span>\u5186<span>\/<\/span>\u33a1\u3001\u576a\u5358\u4fa1\u3067\u306f<span>29<\/span>\u4e07<span>3,633<\/span>\u5186<span>\/<\/span>\u576a\u3067\u3001\u90fd\u9053\u5e9c\u770c\u30e9\u30f3\u30ad\u30f3\u30b0\u3067\u306f<span>14<\/span>\u4f4d\u3067\u3059\u3002\u571f\u5730\u306e\u4fa1\u683c\u306f\u76f4\u8fd1<span>3<\/span>\u5e74\u9593\u3067\u306f\u4e0a\u6607\u50be\u5411\u306b\u3042\u308a\u3001\u8cc7\u7523\u3068\u3057\u3066\u306e\u4fa1\u5024\u304c\u4e0a\u304c\u3063\u3066\u3044\u308b\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p><span><a href=\"https:\/\/www.jhf.go.jp\/about\/research\/loan_flat35.html\">\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u306e\u300c\u30d5\u30e9\u30c3\u30c835\u5229\u7528\u8005\u8abf\u67fb\u300d<\/a><\/span>\u306e\u30c7\u30fc\u30bf\u3092\u3082\u3068\u306b\u8a08\u7b97\u3059\u308b\u3068\u3001\u9759\u5ca1\u770c\u3067\u6ce8\u6587\u4f4f\u5b85\u3092\u5efa\u7bc9\u3059\u308b\u969b\u306e\u8cbb\u7528\u7dcf\u984d\u306f\u3001\u5e73\u5747\u3067\u7d04<span>4,505<\/span>\u4e07\u5186\u3068\u306a\u308a\u307e\u3059\u3002\u6ce8\u6587\u4f4f\u5b85\u3092\u5efa\u8a2d\u3059\u308b\u306e\u307f\u306e\u5834\u5408\u306f<span>3,600<\/span>\u4e07\u5186\u3001\u571f\u5730\u4ed8\u304d\u6ce8\u6587\u4f4f\u5b85\u306e\u5834\u5408\u306f<span>3,300<\/span>\u4e07\u5186\u307b\u3069\u3067\u3059\u3002\u571f\u5730\u53d6\u5f97\u8cbb\u3068\u3057\u3066\u306f\u3001<span>120<\/span>\u4e07\u5186\u7a0b\u5ea6\u304c\u76f8\u5834\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u571f\u5730\u306e\u4fa1\u683c\u306f\u3001\u5168\u56fd\u7684\u306b\u898b\u308b\u3068\u9996\u90fd\u570f\u3067\u306f\u4e0a\u6607\u307e\u305f\u306f\u6a2a\u3070\u3044\u50be\u5411\u306b\u3042\u308a\u3001\u5730\u65b9\u3067\u306f\u4e0b\u843d\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002\u9759\u5ca1\u5e02\u306e\u5730\u4fa1\u306f\u3001\u3053\u3053\u8fd1\u5e74\u306f\u4e0b\u843d\u50be\u5411\u306b\u3042\u308b\u306e\u304c\u73fe\u72b6\u3067\u3059\u3002<\/p>\n<p>\u306a\u304a\u3001\u9759\u5ca1\u770c\u5168\u4f53\u3084\u4e2d\u90e8\u30a8\u30ea\u30a2\u306e\u8cbb\u7528\u76f8\u5834\u30fb\u7279\u5fb4\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u3082\u7d39\u4ecb\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\uff1c\u95a2\u9023\u8a18\u4e8b\uff1a\u9759\u5ca1\u770c\u4e2d\u90e8\u306e\u5bb6\u3065\u304f\u308a\u3067\u5fc5\u8981\u306a\u91d1\u984d\u306f\uff1f\u8cbb\u7528\u76f8\u5834\u30fb\u30a8\u30ea\u30a2\u306e\u7279\u5fb4\u3092\u89e3\u8aac\uff1e<br 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