{"id":5016,"date":"2023-08-22T10:32:37","date_gmt":"2023-08-22T01:32:37","guid":{"rendered":"https:\/\/www.sbs-mhc.co.jp\/column\/?p=5016"},"modified":"2024-11-18T10:41:44","modified_gmt":"2024-11-18T01:41:44","slug":"20230801","status":"publish","type":"post","link":"https:\/\/www.sbs-mhc.co.jp\/column\/moneyplan\/20230801\/","title":{"rendered":"\u5186\u5b89\u304c\u4e0e\u3048\u308b\u4f4f\u5b85\u8cfc\u5165\u3078\u306e\u5f71\u97ff\u3068\u306f\uff1f\u982d\u91d1\u306b\u304a\u3051\u308b\u8003\u3048\u65b9\u3092\u89e3\u8aac"},"content":{"rendered":"<p>\u6700\u8fd1\u306e\u6025\u6fc0\u306a\u5186\u5b89\u3082\u3042\u308a\u3001\u4f4f\u5b85\u4fa1\u683c\u306f\u4e0a\u6607\u3092\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u304c\u8ce2\u3044\u9078\u629e\u306a\u306e\u304b\u3001\u8ff7\u3063\u3066\u3044\u308b\u65b9\u3082\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001\u5186\u5b89\u304c\u4f4f\u5b85\u4fa1\u683c\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u3068\u4f4f\u5b85\u8cfc\u5165\u6642\u306e\u5186\u5b89\u5bfe\u7b56\u3001\u3068\u308a\u308f\u3051\u982d\u91d1\u3092\u3069\u3046\u3059\u308b\u304b\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002\u307e\u305f\u3001\u5c06\u6765\u91d1\u5229\u304c\u4e0a\u6607\u3057\u305f\u5834\u5408\u306e\u5bfe\u7b56\u3082\u7d39\u4ecb\u3057\u307e\u3059\u3002\u6b63\u3057\u3044\u77e5\u8b58\u3092\u5f97\u3066\u5f8c\u6094\u3059\u308b\u3053\u3068\u304c\u306a\u3044\u3088\u3046\u306b\u30de\u30a4\u30db\u30fc\u30e0\u3092\u8cfc\u5165\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<div 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wp-image-5098\" srcset=\"https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/29d3bc99193cb0b837fb8cc53f050ae5-2.jpg 1260w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/29d3bc99193cb0b837fb8cc53f050ae5-2-70x47.jpg 70w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/29d3bc99193cb0b837fb8cc53f050ae5-2-140x93.jpg 140w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/29d3bc99193cb0b837fb8cc53f050ae5-2-500x333.jpg 500w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/29d3bc99193cb0b837fb8cc53f050ae5-2-716x477.jpg 716w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/29d3bc99193cb0b837fb8cc53f050ae5-2-600x400.jpg 600w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/29d3bc99193cb0b837fb8cc53f050ae5-2-830x553.jpg 830w\" sizes=\"auto, (max-width: 1260px) 100vw, 1260px\" 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loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/27ad6293c5161f78fa64cc7f104d1cff.jpg\" alt=\"\" width=\"611\" height=\"325\" class=\"alignnone size-full wp-image-5052\" srcset=\"https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/27ad6293c5161f78fa64cc7f104d1cff.jpg 611w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/27ad6293c5161f78fa64cc7f104d1cff-70x37.jpg 70w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/27ad6293c5161f78fa64cc7f104d1cff-140x74.jpg 140w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/27ad6293c5161f78fa64cc7f104d1cff-500x266.jpg 500w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/27ad6293c5161f78fa64cc7f104d1cff-600x319.jpg 600w\" sizes=\"auto, (max-width: 611px) 100vw, 611px\" \/><\/p>\n<p><u>\u5f15\u7528\u5143\uff1a<\/u><a href=\"https:\/\/www.mlit.go.jp\/totikensangyo\/content\/001616992.pdf\">\u4e0d\u52d5\u7523\u4fa1\u683c\u6307\u6570\u3001\u4f4f\u5b85\u306f\u524d\u6708\u6bd4 0.5\uff05\u4e0a\u6607<\/a>\uff08\u56fd\u571f\u4ea4\u901a\u7701\uff09<\/p>\n<p>\u8fd1\u5e74\u3001\u4e0d\u52d5\u7523\u4fa1\u683c\u304c\u4e0a\u6607\u3092\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002\u5927\u304d\u306a\u8981\u56e0\u3068\u3057\u3066\u306f\u5186\u5b89\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u304c\u3001\u3082\u3046\u5c11\u3057\u8a73\u3057\u304f\u898b\u3066\u3044\u304f\u3068\u3001\u307b\u304b\u306b\u3082\u6b21\u306e\u3088\u3046\u306a\u7406\u7531\u304c\u3042\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u3000\u25cf\u3000\u5efa\u7bc9\u8cbb\u306e\u9ad8\u9a30<\/p>\n<p>\u3000\u25cf\u3000\u6d77\u5916\u6295\u8cc7\u5bb6\u304b\u3089\u306e\u4eba\u6c17\u62e1\u5927<\/p>\n<p>\u3000\u25cf\u3000\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u306e\u4e0a\u6607<\/p>\n<p>\u306a\u305c\u5186\u5b89\u306b\u306a\u3063\u305f\u3053\u3068\u3067\u3001\u5efa\u7bc9\u8cbb\u304c\u9ad8\u9a30\u3057\u305f\u308a\u3001\u6295\u8cc7\u5bb6\u304b\u3089\u306e\u4eba\u6c17\u304c\u62e1\u5927\u3057\u305f\u308a\u3059\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h4><strong>\u5efa\u7bc9\u8cbb\u306e\u9ad8\u9a30<\/strong><\/h4>\n<p>\u00a0\u5efa\u7bc9\u8cbb\u306e\u9ad8\u9a30\u306b\u3088\u308a\u4e0d\u52d5\u7523\u4fa1\u683c\u304c\u4e0a\u6607\u3057\u3066\u3044\u307e\u3059\u3002\u5efa\u7bc9\u8cbb\u306e\u9ad8\u9a30\u306e\u7406\u7531\u306f\u5927\u304d\u304f\u5206\u3051\u3066\u3001\u4ee5\u4e0b\u306e3\u70b9\u3067\u3059\u3002<\/p>\n<p>\u3000\u25cf\u3000\u30ed\u30b7\u30a2\u306e\u30a6\u30af\u30e9\u30a4\u30ca\u4fb5\u653b\u7b49\u306b\u3088\u308b\u5efa\u7bc9\u8cc7\u6750\u306e\u4f9b\u7d66\u4e0d\u8db3<\/p>\n<p>\u3000\u25cf\u3000\u4e2d\u56fd\u306a\u3069\u65b0\u8208\u56fd\u306e\u6210\u9577\u306b\u3088\u308b\u9700\u8981\u62e1\u5927<\/p>\n<p>\u3000\u25cf\u3000\u5186\u5b89\u306b\u3088\u308b\u8f38\u5165\u4fa1\u683c\u306e\u4e0a\u6607<\/p>\n<p>\u5efa\u7bc9\u8cc7\u6750\u3068\u306a\u308b\u6728\u6750\u3084\u4f4f\u5b85\u8a2d\u5099\u3001\u534a\u5c0e\u4f53\u306a\u3069\u306f\u591a\u304f\u3092\u8f38\u5165\u306b\u983c\u3063\u3066\u3044\u307e\u3059\u3002\u30ed\u30b7\u30a2\u304c\u30a6\u30af\u30e9\u30a4\u30ca\u306b\u4fb5\u653b\u3057\u3066\u304b\u3089\u3001\u30ed\u30b7\u30a2\u7523\u306e\u6728\u6750\u304c\u4e00\u90e8\u8f38\u5165\u3067\u304d\u306a\u304f\u306a\u308b\u306a\u3069\u3001\u00a0\u8cc7\u6750\u306e\u4f9b\u7d66\u4e0d\u8db3\u304c\u767a\u751f\u3057\u3001\u56fd\u5185\u306e\u8cc7\u6750\u4fa1\u683c\u306f\u4e0a\u6607\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>\u307e\u305f\u3001\u540c\u6642\u306b\u4e2d\u56fd\u306a\u3069\u306e\u65b0\u8208\u56fd\u306e\u7d4c\u6e08\u6210\u9577\u306b\u4f34\u3044\u3001\u4f4f\u5b85\u7b49\u306e\u5efa\u7bc9\u9700\u8981\u304c\u9ad8\u307e\u3063\u3066\u3044\u307e\u3059\u3002\u4f9b\u7d66\u4e0d\u8db3\u306e\u72b6\u6cc1\u306b\u52a0\u3048\u3066\u3001\u9700\u8981\u304c\u9ad8\u307e\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u5efa\u7bc9\u8cbb\u9ad8\u9a30\u306b\u62cd\u8eca\u3092\u304b\u3051\u3066\u3044\u308b\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u00a0<\/p>\n<p>\u3053\u308c\u3089\u306e\u8981\u56e0\u306b\u52a0\u3048\u3066\u3001\u6025\u901f\u306a\u5186\u5b89\u3067\u3059\u3002\u8f38\u5165\u7269\u8cc7\u306e\u5186\u63db\u7b97\u4fa1\u683c\u306f\u3001\u5186\u5b89\u6642\u306b\u306f\u9ad8\u304f\u306a\u308b\u305f\u3081\u4f4f\u5b85\u5e02\u5834\u5168\u4f53\u306e\u4fa1\u683c\u4e0a\u6607\u306b\u7e4b\u304c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\uff1c\u95a2\u9023\u8a18\u4e8b\uff1a<a href=\"https:\/\/www.sbs-mhc.co.jp\/column\/moneyplan\/230502\/\">\u30a6\u30c3\u30c9\u30b7\u30e7\u30c3\u30af\u306f\u4eca\u5f8c\u3082\u7d9a\u304f\uff1f\u4eca\u304b\u3089\u4f4f\u5b85\u3092\u8cfc\u5165\u3057\u3066\u3082\u5927\u4e08\u592b\uff1f<\/a>\uff1e<\/p>\n<h4><strong>\u6d77\u5916\u6295\u8cc7\u5bb6\u304b\u3089\u306e\u4eba\u6c17\u62e1\u5927<\/strong><\/h4>\n<p>\u4e0d\u52d5\u7523\u4fa1\u683c\u304c\u4e0a\u6607\u3057\u3066\u3044\u308b\u8981\u56e0\u306e\u4e00\u3064\u3068\u3057\u3066\u3001\u6d77\u5916\u6295\u8cc7\u5bb6\u304b\u3089\u306e\u4eba\u6c17\u62e1\u5927\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u6d77\u5916\u304b\u3089\u898b\u308b\u3068\u3001\u65e5\u672c\u306e\u4e0d\u52d5\u7523\u306f\u975e\u5e38\u306b\u9b45\u529b\u7684\u3067\u3059\u3002\u65e5\u672c\u306f\u5b89\u5b9a\u3057\u305f\u7d4c\u6e08\u57fa\u76e4\u3084\u9ad8\u3044\u5b89\u5168\u6027\u3001\u512a\u308c\u305f\u30a4\u30f3\u30d5\u30e9\u306a\u3069\u3092\u5099\u3048\u305f\u56fd\u3067\u3042\u308a\u3001\u5b89\u5b9a\u611f\u304c\u6c42\u3081\u3089\u308c\u308b\u4e0d\u52d5\u7523\u6295\u8cc7\u306b\u304a\u3044\u3066\u3001\u65e5\u672c\u5e02\u5834\u306f\u5e38\u306b\u6ce8\u76ee\u3092\u6d74\u3073\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3055\u3089\u306b\u5186\u5b89\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u6d77\u5916\u304b\u3089\u898b\u308b\u3068\u65e5\u672c\u56fd\u5185\u306e\u3082\u306e\u306e\u5024\u6bb5\u304c\u5b89\u304f\u306a\u308b\u306b\u7b49\u3057\u304f\u3001\u53ce\u76ca\u6027\u306e\u5411\u4e0a\u304c\u671f\u5f85\u3067\u304d\u308b\u72b6\u6cc1\u3067\u3059\u3002\u3064\u307e\u308a\u6d77\u5916\u6295\u8cc7\u5bb6\u306b\u3068\u3063\u3066\u3001\u5186\u5b89\u306f\u6295\u8cc7\u52b9\u679c\u3092\u9ad8\u3081\u308b\u8981\u7d20\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4eba\u6c17\u306e\u3042\u308b\u30a8\u30ea\u30a2\u3067\u306f\u4e0d\u52d5\u7523\u8cfc\u5165\u306e\u7af6\u4e89\u304c\u6fc0\u3057\u304f\u306a\u308a\u3001\u9700\u8981\u304c\u4f9b\u7d66\u3092\u4e0a\u56de\u308c\u3070\u4fa1\u683c\u306e\u4e0a\u6607\u304c\u8d77\u3053\u308a\u307e\u3059\u3002<\/p>\n<h4><strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u306e\u4e0a\u6607<\/strong><\/h4>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u306f\u56fa\u5b9a\u91d1\u5229\u3068\u5909\u52d5\u91d1\u5229\u304c\u3042\u308a\u307e\u3059\u3002\u56fa\u5b9a\u91d1\u5229\u306f2023\u5e74\u73fe\u5728\u3001\u4e0a\u6607\u50be\u5411\u3067\u3059\u3002\u56fd\u5185\u5916\u306e\u7d4c\u6e08\u60c5\u52e2\u3084\u65e5\u9280\u306e\u91d1\u878d\u653f\u7b56\u306e\u5909\u5316\u306b\u3088\u3063\u3066\u9577\u671f\u91d1\u5229\u304c\u4e0a\u6607\u3057\u3066\u3044\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n<p>\u5909\u52d5\u91d1\u5229\u306f\u30d0\u30d6\u30eb\u5d29\u58ca\u5f8c\u304b\u3089\u73fe\u5728\u307e\u3067\u4f4e\u4e0b\u50be\u5411\u306b\u3042\u308a\u307e\u3057\u305f\u304c\u3001\u4eca\u822c\u306e\u5186\u5b89\u306b\u3088\u308b\u30a4\u30f3\u30d5\u30ec\u5727\u529b\u3084\u666f\u6c17\u56de\u5fa9\u00a0\u3078\u306e\u671f\u5f85\u00a0\u306b\u3088\u308a\u3001\u72b6\u6cc1\u304c\u5927\u304d\u304f\u5909\u308f\u308a\u3064\u3064\u3042\u308a\u307e\u3059\u3002\u30a4\u30f3\u30d5\u30ec\u306e\u9032\u884c\u5ea6\u5408\u3044\u306b\u3088\u3063\u3066\u306f\u65e5\u9280\u304c\u653f\u7b56\u91d1\u5229\u3092\u5f15\u304d\u4e0a\u3052\u308b\u3053\u3068\u3082\u3042\u308a\u3048\u308b\u72b6\u614b\u3067\u3059\u3002\u305d\u3046\u306a\u308c\u3070\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5909\u52d5\u91d1\u5229\u3082\u4e0a\u6607\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u30ed\u30fc\u30f3\u3067\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u4eba\u306b\u3068\u3063\u3066\u3001\u91d1\u5229\u4e0a\u6607\u306f\u8ca0\u62c5\u306e\u5897\u52a0\u3092\u610f\u5473\u3057\u307e\u3059\u3002\u91d1\u5229\u306e\u4e0a\u6607\u3092\u8e0f\u307e\u3048\u305f\u8cc7\u91d1\u8a08\u753b\u3084\u8cfc\u5165\u6642\u671f\u306e\u7df4\u308a\u76f4\u3057\u3092\u3059\u308b\u304b\u3001\u672c\u683c\u7684\u306a\u91d1\u5229\u4e0a\u6607\u524d\u306b\u8cfc\u5165\u3059\u308b\u304b\u306e\u9078\u629e\u3092\u8feb\u3089\u308c\u3066\u3044\u308b\u72b6\u6cc1\u3068\u3044\u3048\u307e\u3059\u3002\u00a0<\/p>\n<h3><strong>\u5f71\u97ff\u304c\u306a\u3044\u00a0\u306e\u306f\u571f\u5730\u306e\u4fa1\u683c<\/strong><\/h3>\n<p>\u56fd\u5185\u306e\u53d6\u5f15\u306b\u9650\u5b9a\u3059\u308c\u3070\u3001\u571f\u5730\u306e\u4fa1\u683c\u306f\u5186\u5b89\u306e\u5f71\u97ff\u3092\u307b\u307c\u53d7\u3051\u306a\u3044\u3068\u8003\u3048\u3066\u826f\u3044\u3067\u3057\u3087\u3046\u3002\u571f\u5730\u306e\u4fa1\u683c\u306f\u57fa\u672c\u7684\u306b\u5730\u57df\u306e\u9700\u8981\u3084\u5730\u4fa1\u52d5\u5411\u3001\u5229\u4fbf\u6027\u3001\u5468\u8fba\u74b0\u5883\u306a\u3069\u306b\u3088\u3063\u3066\u6c7a\u307e\u308b\u305f\u3081\u3001\u5186\u5b89\u304c\u76f4\u63a5\u7684\u306b\u571f\u5730\u4fa1\u683c\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u00a0<\/p>\n<p>\u305f\u3060\u3057\u3001\u571f\u5730\u306e\u4fa1\u5024\u306f\u9700\u8981\u3068\u4f9b\u7d66\u306e\u30d0\u30e9\u30f3\u30b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loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/a5481f588d6b3db339dcd21775aa1fb1.jpg\" alt=\"\" width=\"620\" height=\"145\" class=\"alignnone size-full wp-image-5054\" srcset=\"https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/a5481f588d6b3db339dcd21775aa1fb1.jpg 620w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/a5481f588d6b3db339dcd21775aa1fb1-70x16.jpg 70w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/a5481f588d6b3db339dcd21775aa1fb1-140x33.jpg 140w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/a5481f588d6b3db339dcd21775aa1fb1-500x117.jpg 500w, https:\/\/www.sbs-mhc.co.jp\/column\/wp-content\/uploads\/2023\/08\/a5481f588d6b3db339dcd21775aa1fb1-600x140.jpg 600w\" sizes=\"auto, (max-width: 620px) 100vw, 620px\" 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